Credit Card Hardship Program: How It Works and How to Ask
What a credit card hardship program can include, who qualifies, how to ask your issuer, how it affects your credit and the federal rules when it ends.
Credit Card Guides & Comparisons
Practical, plain-English walkthroughs for choosing, comparing and getting the most from your credit cards in the eight countries — updated as offers change.
Why Did My Credit Card Get Closed? Reasons and Next Steps
Why a credit card company can close your account, the notice and reasons you are entitled to, what happens to your balance and rewards, and what to do next.
How Many Credit Cards Should I Have? What Really Matters
How many credit cards you should have, how the number of cards affects your credit score, when to add a second card and how to tell if you have too many.
Can You Pay a Credit Card With Another Credit Card?
Whether you can pay a credit card bill with another credit card, how balance transfers, cash advances and convenience checks work, what they cost and safer options.
Credit Card Charge-Off: What It Means and What to Do Next
What a credit card charge-off means, when it happens, whether you still owe the debt, how long it stays on your credit report and how to handle and rebuild.
Credit Card vs Debit Card: Fraud Protection, Credit and Fees
Credit card vs debit card compared for US readers: fraud liability under federal law, dispute rights, credit building, overdrafts, holds and which to use when.
How to Increase Your Credit Limit Without Hurting Your Credit
How to increase your credit limit: how issuers decide, how to ask, whether a request hurts your credit score, and what to do if a credit limit increase is declined.
Statement Balance vs Current Balance: Which Should You Pay?
Statement balance vs current balance explained: what each number means, which to pay to avoid interest, the minimum payment warning and which balance affects your credit score.
What Happens If You Miss a Credit Card Payment?
What happens if you miss a credit card payment: late fees, when it is reported to the credit bureaus, penalty APR at 60 days, and the steps to take right away.