Credit Card Requirements Explained: Income, Score, Age
The four things every US card issuer checks, income or assets, credit history, age and identity, with the federal rules behind them and how to qualify.
Card Requirements guides
Practical, plain-English walkthroughs for choosing, comparing and getting the most from your credit cards in the eight countries — updated as offers change.
What Credit Score Do You Need for a Credit Card?
Secured, fair, good or excellent? Here's the credit score you actually need for each tier of credit card and how to pick the right one.
Documents Needed to Apply for a Credit Card
The details every US card application asks for, the ID, proof of address and proof of income an issuer may request, why verification happens and how to send documents safely.
Credit Card Eligibility for Students & First-Timers
No credit history? Here's how students and first-time applicants can qualify for their first credit card and start building a strong score.
Minimum Income Requirements for Credit Cards
Why most cards do not publish a minimum income, how the federal ability-to-pay rule works, what you can count as income, the under-21 rules and how issuers verify it.